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Personal Banking

Secure Login Online Banking Center

Checking Account Comparisons


Checking Chart

Click here to compare the features of all the checking accounts we offer.

Quick Facts

Identity theft has been the No. 1 consumer complaint to the FTC for nine years in a row. - (Federal Trade Commission Report)

Apply for your account!


Call us at 866.559.5037 and we can make the switch to MetaBank for you!

Bank Owned and Operated ATM Locations

To find our local office and ATM locations click here

Privileged Status ATM Locations

To find surcharge-free ATM in the Privileged Status Network click here.

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MetaBank Preferred Checking content cap

Account Features:

  • ID ProtectALL(SM)
    • $2,500 Personal Identity Protection
    • Identity Recovery & Restoration Services
    • Payment Card Protection
    • 6 Months Free Identity Guard® Credit Monitoring Services1
  • Unlimited Check Writing
  • Free PhotoSecure™ Debit Card
  • No MetaBank ATM/Debit Card Transaction Fees2
  • Free eStatement3 (check safekeeping and image statements available)
  • Free Online Banking and Bill Pay
  • Free New Small Safe Deposit Box for One Year (or credit toward larger box, subject to availability)
  • No Fee Travel Cards and Cashier’s Checks


How Do You Qualify?
  • Have a minimum of 10 debit card transactions per statement cycle
  • Make one qualifying direct deposit per statement cycle4
  • Receive monthly eStatement
  • Log into Online Banking once a month
  • Minimum balance to open account is $25.00

MetaBank Preferred Checking
Qualifying APY* .25% APY (on balances up to $25,000)
.10% APY (on additional balances $25,000 and over)
Non-Qualifying APY* .01% APY on entire account balance

*APY is Annual Percentage Yield. Rates effective as of 05/07/2013. $25 minimum opening deposit 1At the end of the 6 month period you will have the opportunity to continue this service for a monthly fee as low as $4.99. 2Free ATM withdrawals and deposits may be made at any MetaBank ATM.Surcharge-free transactions may also be made at ATMs nationwide where the Privileged Status logo is displayed. 3Check safekeeping with paper statements available for $1/ month or check safekeeping with paper statements and imaged checks available for $2/month. Fees may reduce earnings. 4Qualifying Direct Deposit is a Direct Deposit of your salary, pension, Social Security or other regular monthly income of $100 or more per deposit electronically deposited to your account by your employer or outside agency. Transfer from one account to another, or deposits made at a branch or ATM do not qualify as direct deposit. Non-qualifying APY of .01% paid on entire balance when monthly qualifications not met. Limit one account per customer, two accounts per household.


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