Account Features:

Remember the good old-fashioned savings account? The one you used to save for the holidays, your next vacation or that "special day"? Well, this is it, only better.

• Open With a Low Minimum Deposit – Just $25
• An Always Competitive Interest Rate
• Free Online Banking
• Minimum Balance Requirement and Monthly Service Charge Waived for Account Owners Age 17 and Under
• Tie To Your Checking Account To Avoid Overdraft Charges

A monthly service charge of $8 will be assessed every month if the daily balance in the account falls below $100 any day of the statement cycle. The minimum opening balance, monthly service charge and minimum balance requirement is waived for all tax reporting owners who are under the age of 18. Transfers to another account or to third parties by preauthorized, automatic, telephone or computer transfer are limited to six per month. No withdrawals are allowed from this account by check, draft, or similar third party transaction. A withdrawal charge of $5.00 will be assessed for each savings withdrawal or transfer in excess of six per month. The interest rate and annual percentage yield on this account may change. Interest will be compounded quarterly and paid quarterly. If the account is closed before interest is credited, accrued interest will be paid.