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Personal Banking

Secure Login Online Banking Center

Checking Account Comparisons


Checking Chart

Click here to compare the features of all the checking accounts we offer.

Quick Facts

In the past year, nearly 9 out of 10 victims of identity theft victims were not enrolled in a protection service. - (Community Banker Research)

Apply for your account!


Call us at 866.559.5037 and we can make the switch to MetaBank for you!

Bank Owned and Operated ATM Locations

To find our local office and ATM locations click here

Privileged Status ATM Locations

To find surcharge-free ATM in the Privileged Status Network click here.

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MetaBank Free Checking content cap

Account Features:


  • No Monthly Service Charge or Minimum Balance
  • Free Checks – Delivery Charges and Taxes apply
  • Free PhotoSecure™ Debit Card
  • Free Monthly eStatement1
  • No MetaBank ATM/Debit Card Transaction Fees2
  • Free Online Banking
  • Free Bill Pay
  • Free ID ProtectALL(SM) including:
    • Payment Card Protection
    • $1000 Personal Identity Theft Protection
    • Identity Recovery & Restoration
    • 6 Months Free Identity Guard® Credit Monitoring Service3
  • First Year Free on New Safe Deposit Box (Small box or credit toward larger box. Subject to availability)
  • First Non-Sufficient Funds Charge Waived4
  • Free Domestic Incoming Wire Transfers
  • Unlimited Check Writing
  • All Day Banking (no mid-day cutoff for Teller Window business transactions)
  • No Issue Fee for MetaBank Cashier’s Checks
  • No Issue Fee for MetaBank Travel Cards
  • No Fees to Bank With a Live Person
  • Paid Envelopes for Making Deposits-by-Mail to Your Account

1 Check safekeeping with paper statements available for $1/month or check safekeeping with paper statements and imaged checks available for $2/month.

2 Free ATM withdrawals and deposits may be made at any MetaBank ATM. Surcharge-free transactions may also be made at ATMs nationwide where the Privileged Status logo is displayed.

3 At the end of the 6 month period you will have the opportunity to continue this service for a monthly fee as low as $4.99.

4 Fees apply thereafter. MetaBank reserves the right to pay or return the check.


Learn More

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